马克思的信用理论及其现实启示

Marx's Credit Theory and Its Realistic Enlightenment

信用理论是马克思政治经济学的重要组成部分,他对信用的批判性建构贯穿对政治经济学研究的始终,其内在逻辑经历了从人本学批判到资本逻辑批判的重要转变。马克思的信用理论不仅从历史与逻辑相统一的立场揭示了信用与资本主义生产方式的关系,包含了商业信用、银行信用、虚拟资本、股份公司等丰富内容,还阐明了信用制度在社会再生产过程中的作用,对目前我国的信用体系建设和金融安全工作具有重要启示意义。

Credit theory is an important part of Marx's political economics,and his critical construction of credit runs through the study of political economics,with its inner logic undergoing an important transformation from the critique of anthroposophy to the critique of the logic of capital.Marx's credit theory not only reveals the relationship between credit and the capitalist mode of production from the standpoint of the unity of history and logic,including rich contents such as commercial credit,bank credit,virtual capital and joint-stock companies,but also clarifies the role of credit system in the process of social reproduction,which has an important enlightening significance for current construction of China's credit system and financial security.