数字普惠金融对新疆农村产业融合发展的影响效应

Effects of Digital Inclusive Finance on the Integrated Development of Rural Industries in Xinjiang

推动农村产业融合发展是深化农业供给侧结构性改革、提高农业综合竞争力的重要举措。本文选用2011—2020年新疆14个地州市面板数据,运用固定效应模型分析数字普惠金融对新疆农村产业融合发展的影响。研究结果表明:数字普惠金融对新疆农村产业融合具有正向促进作用,农村生活条件、城镇化水平等因素从不同程度上都作用于新疆农村产业融合发展;从不同维度来看,数字普惠金融的覆盖广度、使用深度、数字化程度均对新疆农村产业融合发展有推动作用,且对农村产业融合发展效果依次递增。区域异质性检验表明,数字普惠金融对北疆农村产业融合发展的促进作用最大,南疆次之,东疆最小,农业与经济越发达地区正向作用越强。据此,提出推进数字普惠金融发展,加强乡村数字化建设等建议。

Promoting the integrated development of rural industries is an important measure to deepen the supply-side structural reform of agriculture and improve the comprehensive competitiveness of agriculture.Based on the panel data of 14 prefectures and cities in Xinjiang from 2011 to 2020,this paper analyzed the impact of digital inclusive finance on the integrated development of rural industries in Xinjiang using fixed effect models.The results showed that digital inclusive finance had positive effects on the integration of rural industries in Xinjiang.Factors such as rural living conditions and urbanization level had varying degrees of impact on the integrated development of rural industries in Xinjiang.From different dimensions,the coverage breadth,depth of usage,and digitization of digital inclusive finance promoted the integrated development of rural industries in Xinjiang.And the effects on the integrated development of rural industries increased sequentially.The regional heterogeneity test showed that the promoting effects of digital inclusive finance on the integrated development of rural industries were greatest in northern Xinjiang,followed by southern Xinjiang,and were smallest in eastern Xinjiang.The positive effects were stronger in agriculture and economy more developed areas.Based on this,suggestions were put forward to promote the development of digital inclusive finance and strengthen the construction of rural digitization.