数字金融发展对我国区域经济韧性的影响——以城乡收入差距为调节变量

Study on the Impact of Digital Finance Development on the Resilience of China's Regional Economy:Taking Urban-rural Income Gap as a Moderator Variable

当前我国经济面临下行压力,深入研究区域经济韧性意义重大。本文采用面板固定效应模型,借助2011—2021年省级面板数据实证研究数字金融对我国区域经济韧性产生的影响,并从区域经济韧性的分维度和数字金融的分维度进一步验证数字金融对区域经济韧性产生影响。研究发现,数字金融发展对我国区域经济韧性产生正向影响;缩小城乡收入差距可以强化数字金融对区域经济韧性的正向影响作用。在此研究的基础上,依据研究结论提出相关的政策建议。

China's economy is facing downward pressure,which means it is of great significance to make an in-depth study on the resilience of regional economy.Based on the provincial panel data from 2011 to 2021,this paper makes an empirical study of the impact of digital finance on the resilience of China's regional economy with the panel fixed effect model.Then it verifies the impact of digital finance on the resilience of China's regional economy from the subdimensions of the resilience of China's regional economy and digital finance.The findings show that the development of digital finance has a positive impact on the resilience of China's regional economy,and this kind of impact can be strengthened by means of narrowing urban-rural income gap.Finally,it gives relevant policy recommendations based on the findings.