海南自贸港金融发展现状及金融风险防控

Financial Development Status and Financial Risk Prevention and Control of Hainan Free Trade Port

海南自由贸易港建设以来,海南省金融业整体稳健发展,重视金融创新发展的同时加强金融风险的有效防范。同时,海南省日益完善自贸港金融政策框架和深化金融领域的开放创新。尽管海南自贸港的经济金融体量小,但仍要注意系统性金融风险的传染,如地方政府债务风险、房地产金融风险、银行业金融风险、金融创新风险及监管风险等。海南省可借鉴上海、广东等沿海自贸区金融风险防控经验,健全宏观审慎政策框架和完善现代金融监管体系,优化金融生态环境,重视和引进高端金融人才,建立健全监管协调机制和风险预警机制,有效防控金融风险。

Since the construction of Hainan Free Trade Port,the financial industry in Hainan has developed steadily on the whole,attaching importance to the development of financial innovation and strengthening the effective prevention of financial risks.At the same time,Hainan Province has increasingly improved the financial policy framework of the free trade port and deepened the opening and innovation of the financial sector.Although the economic and financial scale of Hainan Free Trade Port is small,we still need to pay attention to the contagion of systemic financial risks,such as local government debt risk,real estate financial risk,banking financial risk,financial innovation risk and regulatory risk.Hainan Province can draw on the experience of financial risk prevention and control in coastal free trade zones such as Shanghai and Guangdong,improve the macroscopic prudential policy framework and modern financial regulatory system,optimize the financial ecological environment,attach importance to and introduce high-level financial talents,establish and improve regulatory coordination mechanism and risk warning mechanism,and effectively prevent and control financial risks.