农业保险、农业技术进步与农业绿色发展

Agricultural Insurance, Agricultural Technological Progress and GreenDevelopment of Agriculture

本文构建了柯布道格拉斯生产函数模型和理论框架,系统分析农业保险通过农业技术进步助推农业绿色发展的作用渠道,并利用固定效应模型考察农业保险对农业绿色发展的作用效果。结果表明:农业保险的保障性发挥灾后赔付作用,增加农民收益,产生福利效应;农业保险的政策性提高农民参保的积极性和风险偏好,而农业保险的福利效应增加了农民收入,激发农民使用先进技术的积极性,产生技术进步效应。农业保险通过农业技术进步有效推动农业绿色发展。

Firstly,the Cobb Douglas production function model and theoretical framework are constructed to systematically analyze the role of agricultural insurance in promoting the green development of agriculture by agricultural technology progress;secondly,the fixed-effect model is used to investigate the effect of agricultural insurance on agricultural green development.The results show that:the guarantee of agricultural insurance plays the role of post-disaster compensation,increasing farmers'income and producing welfare effect;the policy of agricultural insurance improves farmers'motivation to participate in the insurance and risk appetite,while the welfare effect of agricultural insurance increases farmers'income,stimulates farmers'motivation to use advanced technology,and produces the effect of technological progress.Agricultural insurance effectively promotes the green development of agriculture through agricultural technological progress.