商业银行反“漂绿”体系建设刍议

A Preliminary Discussion on the Comstruction of Anti Greenwashing System in Commercial Banks

当前,在国家绿色发展政策激励下,商业银行已成为我国绿色金融创新和实践的主力军。然而,随之产生的“漂绿”现象对商业银行服务实体经济绿色低碳发展产生了一定负面影响,也削弱了绿色金融“贷”动绿色产业发展的红利效应。对此,本文深入剖析了商业银行在推动绿色金融发展中出现的“漂绿”现象、成因及负面影响,探究了商业银行构建反“漂绿”体系总体思路,并提出“漂绿”问题市场监管的政策建议。

Currently,under the encouragement of national green development policies,commercial banks have become the main force in the innovation and practice of green finance in China.However,the resulting"greenwashing"phenomenon has had a certain negative impact on commercial banks serving the green and lowcarbon development of the real economy,and has also weakened the dividend effect of green fi nance"lending"to the development of green industries.This article deeply analyzes the phenomenon,causes,and negative impacts of"greenwashing"that commercial banks have encountered in promoting the development of green fi nance.It explores the overall idea of constructing an anti greenwashing system for commercial banks and proposes policy recommendations for market supervision of"greenwashing"issues.