数字金融提升了城市的创新活力?——来自253个城市专利数据的实证研究

Can Digital Finance Boost Urban Innovation?——An Empirical Study of 253 Chinese Cities

金融是国民经济的血脉,经济高质量发展首要在金融高质量发展,做好包括数字金融在内的“五篇大文章”是建设金融强国的重要举措。金融活,经济活,城市创新活力离不开金融高质量发展。那么,数字金融发展是否提升了城市的创新活力值得研究。本文选取我国253个城市数据为样本,研究数字金融对城市创新活力的影响。研究发现,地区数字金融会通过促进地区金融资源配置、优化产业结构和提升开放型经济发展三个渠道提升城市创新活力。进一步研究发现,地区数字金融发展能提升城市创新的数量和质量,且“质量效应”要强于“数量效应”;地区数字金融发展能有效降低城乡收入差距,即能抑制贫富分化,促进共同富裕。

Finance is the circulatory system of the national economy and high-quality finance is a key component of high-quality economic development.As digital finance is critical to building a high-quality financial system,this paper examines how digital finance contributes toinnovation in urban areas across China.The study selected 253 Chinese cities to determine whether digital finance has contributed tourban innovation.It found that regional digital financeenhancesurban innovation vitality through three channels:the promotion of regional financial resource allocation,the optimization of the industrial structure and the enhancement of open economic development.The study also concludes that regional digital finance can effectively reduce the income gap between urban and rural areas and promote common prosperity.