普惠金融与县域乡村振兴——基于贵州的县域面板数据

Inclusive Finance and County Rural Revitalization:Based on County Panel Data in Guizhou

基于2013—2020年贵州省县域面板数据研究发现,传统普惠金融发展有助于促进县域乡村振兴,数字普惠金融对乡村振兴的促进作用主要体现在使用深度和数字化程度两个维度。异质性分析发现,传统普惠金融有助于促进各州市乡村振兴水平,无论是在贫困县还是非贫困县、少数民族县还是非少数民族县这种促进作用都是显著的。数字普惠金融对县域乡村振兴影响在各州市、贫困县与非贫困县、少数民族县与非少数民族县之间较为分化,对乡村振兴的促进作用主要表现在非贫困县及少数地州市。

Based on the panel data of counties in Guizhou Province from 2013 to 2020,it is found that the development of traditional inclusive finance is conducive to promoting rural revitalization at the county level.The promotion is mainly reflected in the depth of use and the degree of digitization.Heterogeneity analysis found that traditional inclusive finance helps to promote the level of rural revitalization in various cities and states,and this promoting effect is significant.The impact of digital inclusive finance on county level rural revitalization is relatively differentiated between states and cities,poverty-stricken and non poverty-stricken counties,and ethnic minority and non ethnic minority counties.The promotion effect on rural revitalization is mainly manifested in non poverty-stricken counties and minority prefecture cities.