我国长期护理保险制度发展现状与思考——基于成都和上海试点城市政策的比较分析

Current situation and thinking of long-term care insurance system in China-based on the comparative analysis of policies of pilot cities in Chengdu and Shanghai

我国自2016年开展长期护理保险制度试点来,各城市在实践中对长护险筹资机制、保障范围、待遇支付和服务供给方面进行了有益探索。通过总结成都和上海两地开展长期护理保险的试点经验,比较两地政策共性与差异,分析两地试点中存在的问题,提出通过拓宽长护险筹资渠道,建立合理筹资机制、构建完善长护险服务供给体系、加强长护险监督管理、健全培育长护险市场等路径完善长期护理保险制度。

Since China launched the pilots of long-term care insurance system in 2016,various cities have conducted beneficial exploration on the financing mechanism,coverage,treatment payment and service supply of long-term care insurance in practice.Through the pilot experience of long-term care insurance in Chengdu and Shanghai,the paper compares the similarities and differences of the policies of the two cities,summarizes the problems existing in the two pilot cities.It is proposed to improve long-term care insurance system by expanding the financing channels of long-term care insurance,establishing a reasonable financing mechanism,constructing and improving the service supply system of long-term care insurance,strengthening the supervision and management of long-term care insurance,and improving the long-term care insurance market.