子女陪伴对于防止老年人遭受诈骗风险的作用——基于CHARLS2018的实证分析

The Role of Children’s Companionship in Preventing the Risk of Fraud Among Older Adults—An Empirical Analysis Based on CHARLS2018

使用中国健康与养老追踪调查(CHARLS)数据,进行二元logistic回归模型和异质性分析,基于日常活动理论和老年人诈骗被害性对子女陪伴是否会影响老年人遭受诈骗进行实证分析,进一步挖掘老年人身份自我认同积极程度的异质性。研究发现,随着子女陪伴程度的加强,老年人遭受诈骗的可能性会降低,同时,随着老年人身份自我认同更加积极,子女陪伴对老年人被诈骗的影响更小。基于研究结论和赋权增能对老年人避免遭受诈骗提出寻找子女陪伴的替代方式:一是提升老年人自我身份认同的积极程度,提升自身预防能力;二是通过政府公共服务和社会组织的力量缓冲子女陪伴过少的影响。

Using data from the China Health and Retirement Longitudinal Study(CHARLS),this paper conducts binary logistic regression models and heterogeneity analysis to empirically analyze whether children’s companionship affects older adults’exposure to fraud based on routine activity theory and the fraud victimization to further explore the heterogeneity in the degree of positive self-identification.It is found that the older adults’possibility to experience fraud decreases with the increase of children’s companionship,and at the same time,the influence of children’s companionship on older adults’being defrauded decreased with older adults’positive self-identification degree.Based on the research findings and empowerment of older adults to avoid fraud,it is proposed the alternative of children’s companionship:(1)enhancing the positive degree of older adults’self-identification to improve their own prevention ability;(2)buffering the impact of children’s less companionship through the power of government public services and social organizations.