成渝地区双城经济圈保险业跨区域协同发展研究

Research on Cross-Regional Cooperative Development of Insurance Industry in Chengdu-Chongqing Economic Circle

加快保险业跨区域协同发展,对促进成渝地区双城经济圈建设具有重要意义。在总结京津冀、粤港澳大湾区、长三角地区等国内保险业跨区域协同发展经验与启示的基础上,分析成渝地区保险业跨区域协同发展在成渝地区双城经济圈建设中的功能定位,系统研究成渝地区保险业跨区域协调发展的政策框架、实践情况及制约因素。最后,提出促进成渝地区保险业跨区域协同发展的对策思考,建议以积极争取国家在成渝地区设立“西部保险综合改革试验区”“建设西部保险高地”为统领,重点在加强政策支持及环境营造、加快保险机构建设与发展、稳步推进保险产品和服务协同、深化保险资金运用创新、加强保险业金融基础设施建设、积极加强保险人才队伍等九方面开展政策创新与协同实践。

Accelerating the cross-regional cooperative development of insurance industry is of great significance for promoting the construction of Shuangcheng economic circle in Chengdu-Chongqing region.On the basis of summarizing the experience and enlightenment of cross-regional coordinated development of insurance industry in Beijing-Tianjin-Hebei,Guangdong-Hong Kong-Macao Greater Bay Area,Yangtze River Delta and other domestic areas,this paper analyzes the functional positioning of cross-regional coordinated development of insurance industry in Chengdu-Chongqing area in the construction of Shuangcheng economic circle,and systematically studies the policy framework,practice and constraints of cross-regional coordinated development of insurance industry in Chengdu-Chongqing area.Finally,the paper puts forward countermeasures to promote the cross-regional coordinated development of insurance industry in Chengdu-Chongqing area,and suggests actively striving for the country to set up“Western insurance comprehensive reform pilot zone”and“construction of western insurance highland”in Chengdu-Chongqing area.The focus is to carry out policy innovation and collaborative practice in strengthening policy support and environment creation,accelerating the construction and development of insurance institutions,steadily promoting the synergy of insurance products and services,deepening the innovation in the use of insurance funds,strengthening the construction of insurance financial infrastructure,and actively strengthening the insurance talent team.