我国数字普惠金融对绿色经济发展的影响研究

Research on the Impact of Digital Inclusive Finance on the Development of Green Economy in China

数字普惠金融作为一种新兴的金融服务形式,旨在利用通信技术的发展和金融技术的创新,扩大金融服务的可触及范围,使贫困地区和农村地区等以往金融业务无法触达的人群也可享受到高质量的金融服务,这对于推动金融包容和绿色经济转型具有重要意义。采用定量研究方法,基于我国30个省份2011年至2020年的研究数据,分析了数字普惠金融与绿色经济发展之间的关系。研究结果表明,数字普惠金融对绿色经济发展具有显著的正向影响;对绿色发展的重视程度能够调节数字普惠金融与绿色经济之间的影响关系。

Digital inclusive finance,as an emerging form of financial services,aims to expand the accessibility of financial services by utilizing the development of communication technology and innovation in financial technology,so that poor areas and rural areas,which were previously inaccessible to financial services,can also enjoy high-quality financial services.This is of great significance for promoting financial inclusion and green economic transformation.Using quantitative research methods and based on research data from 30 provinces in China from 2011 to 2020,the relationship between digital inclusive finance and green economic development was analyzed.The research results indicate that digital inclusive finance has a significant positive impact on the development of green economy;The emphasis on green development can regulate the impact relationship between digital inclusive finance and green economy.