票据融资流动性与对策分析

Analysis of Liquidity and Countermeasures for Bill Financing

根据中国人民银行公布的“社会融资规模”“货币统计概览”“金融机构信贷收支统计”月度数据,文章对票据融资业务资金的间接供给情况、外币信贷本外币信贷和人民币信贷活动对票据融资的影响,以及银行机构信贷等对票据融资的影响,运用Excel VBA模型,对票据融资的资金供应与场景应用情况进行相关性分析,观察社会融资、货币供应和金融机构的信贷活动资金来源(占用)与票据融资业务的勾稽关系以及相关性特征,提出了我国票据市场的发展对策与措施。

Based on the monthly data of"Social Financing Scale","Money and Banking Statistics Overview"and"Financial Institution Credit and Loan Balance Sheet"published by the People's Bank of China,this paper uses an Excel VBA model to analyze the correlation between the indirect supply of bill financing business funds,the impact of foreign currency and RMB credit activities on bill financing,and the impact of bank credit on bill financing.The paper observes the correlation and characteristics of the relationship between the sources and uses of funds of social financing,money supply and financial institution credit activities and bill financing business,and proposes development strategies and measures for China's bill market.