摘要
The 21st century has so far proven to provide a rough ride from time to time:it all started with the dot-com bubble bursting in the spring of the year 2000,continued after a period of economic recovery with the financial crisis in 2008,fueled by cheap credit and lax lending standards that triggered a housing bubble and resulted in banks collapsing and many governments around the globe seeking to stabilize the financial economy at all cost.