乡村振兴视域下数字普惠金融助推“三农”发展路径研究

Research on the Development Path of Digital Inclusive Finance to Promote Agriculture,Rural Areas and Farmers from the Perspective of Rural Revitalization

数字普惠金融是数字技术与普惠金融的有机融合,是助推“三农”发展、实现乡村振兴的重要力量。探究了数字普惠金融助推“三农”发展的优势与不足,提出了提高农村居民的金融素养、加大农村数字普惠金融发展力度、建立信息共享平台等助推“三农”发展的路径,进一步激发“三农”发展活力,为乡村产业振兴提供更有力的金融支持。

Digital inclusive finance is the organic integration of digital technology and inclusive finance.It is an important force to promote the development of agriculture,rural areas and farmers and realize rural revitalization.The advantages and disadvantages of digital inclusive finance in promoting the development of agriculture,rural areas and farmers are explored,and the ways to promote the development of agriculture,rural areas and farmers are put forward,such as improving the financial literacy of rural residents,increasing the development of rural digital inclusive finance,and establishing an information sharing platform,which further stimulates the development vitality of agriculture,rural areas and farmers and provides more powerful financial support for the revitalization of rural industries.