数字普惠金融对河南省城市创新的影响研究

Research on the impact of digital inclusive finance on urban innovation in Henan Province

为探究数字普惠金融对河南省城市创新发展的影响,基于2016-2019年河南省157个县区面板数据,采用固定模型和中介模型对两者之间的关系进行实证研究。结果表明:数字普惠金融显著促进了河南省城市创新发展;分维度来看,数字普惠金融使用深度对河南省城市创新发展具有显著促进作用,但其覆盖广度和数字化程度的作用并不显著;从影响机制来看,数字普惠金融可以通过薪酬效应促进河南省城市创新发展。

In order to explore the impact of digital inclusive finance on urban innovation and development in Henan Province,based on the panel data of 157 counties and districts in Henan Province from 2016 to 2019,the relationship between the two was empirically studied by using fixed model and intermediary model.The results indicate that digital inclusive finance significantly fosters the urban innovation development in Henan Province;In terms of dimensions,the depth of use of digital inclusive finance has a significant promoting effect on urban innovation development in Henan Province,but its coverage breadth and digitalization degree show no notable effects.From the perspective of influence mechanism,digital inclusive finance can promote urban innovation development in Henan Province through salary effect.