金融领域ESG实践的探索与思考——以江苏银行为例

ESG Practices in Commercial Banks:a Case Study of the Jiangsu Bank

在可持续发展背景下,ESG理念在金融投资与企业发展领域快速兴起,企业发展融入ESG理念已成为社会共识,而商业银行无疑是践行ESG理念、推进ESG发展的关键力量。本文以取得ESG优异成绩的江苏银行为研究对象,探讨江苏银行如何在环境、社会、治理三个维度提升ESG绩效水平。环境维度主要分析江苏银行在绿色金融以及绿色运营层面的ESG实践。社会维度主要关注江苏银行在普惠金融、乡村振兴以及社会责任履行层面的成绩。治理维度主要聚焦江苏银行如何进行数字化治理转型以及完善ESG管理体系。此外,本文还分析了江苏银行在ESG实践中面临的主要问题,最后基于江苏银行的优秀经验和不足给出了商业银行提升ESG水平的对策建议,仅供参考。

ESG concepts have rapidly emerged in financial investment and corporate development within the context of sustainable development.Integrating ESG principles into corporate growth has become widely accepted,with commercial banks playing a key role in practicing and promoting ESG development.This article examines Jiangsu Bank,which has achieved outstanding ESG scores,to explore how the bank improves ESG performance across three dimensions:environment,society,and governance.The environmental dimension analyzes Jiangsu Bank's ESG practices in green finance and green operations.The social dimension focuses on Jiangsu Bank's achievements in inclusive finance,rural revitalization,and social responsibility.The governance dimension examines how Jiangsu Bank undertakes digital governance transformation and enhances its ESG management system.Additionally,this paper analyzes the main challenges faced by Jiangsu Bank in ESG practice and provides recommendations for commercial banks to enhance ESG performance based on Jiangsu Bank's experiences and shortcomings.