保险合同中的如实告知义务研究

Research on the Duty of Truthfulness in Insurance Contracts

如实告知义务是最大诚信原则的重要体现,也是人身保险合同纠纷的主要争议焦点。关于我国保险法的如实告知义务的履行主体、告知范围、履行期限及判断标准,在学术界和司法实践中存有争议,因此深入研究如实告知义务对解决纠纷,平衡双方利益有重要意义。

The duty of truthfulness is an important embodiment of the principle of utmost good faith,and it is also the main focus of disputes in life insurance contracts.There are disputes in academia and judicial practice about the subject,scope,duration and judgment standard of the duty of truthfulness in China's insurance law,so it is of great signifi cance to study the duty of truthfulness in depth to solve the disputes and balance the interests of both parties.