银行低碳转型的国际实践及中国路径研究

Research on International Practice and Chinese Path of Banks'Low-CarbonTransition

在应对气候变化的全球共识下,低碳转型已成为全球金融可持续发展的重要趋势。引导银行等金融机构低碳转型的相关倡议和原则不断设立,这些框架、倡议及已有的银行实践主要立足发达国家发展现状,以实现2050年净零排放为主要目标。近年来,我国绿色金融体系发展取得显著成效,银行深入践行绿色发展理念,不断丰富和提升绿色金融业务和能力。为更好支持我国碳达峰碳中和目标,本文在分析银行低碳转型国际实践的基础上,研究探讨符合我国低碳发展实际的银行低碳转型路径,为推动我国银行机构低碳转型提供参考。

Under the global consensus to address climate change,low-carbon transition has become an important trend in sustainable development of global finance.The relevant initiatives and principles aimed to guide the low-carbon transition of financial institutions including banks have been constantly developed.These frameworks,initiatives and existing practices of banks are essentially based on the experiences of developed countries,with the main goal of achieving net-zero emissions by 2050.In recent years,the green finance system in China has accomplished significant development,with the banking institutions deeply taking actions under the concept of green development,continually enriching their green finance business and improving relevant capabilities.To better support the"carbon peaking and carbon neutrality"targets,on the basis of analyzing the international practice of lowcarbon transformation of banks,this paper studies and explores the path of low-carbon transformation of banks in line with the actual low-carbon development in China,so as to provide reference for banking institutions in China regarding low-carbon transition.