财富构造、计算式焦虑与家庭幸福度研究

Research on Wealth Structure,Computational Anxiety and Family Happiness

计算式焦虑是兼具“理性计算+感性情绪”的矛盾体,计算式焦虑导致家庭财务风险的传导路径主要有四种,家庭的幸福指数可用家庭财富构造值和计算式焦虑两个因子来度量。计算式焦虑对家庭财富以及家庭的稳定经营具有侵蚀作用,其存在易使家庭陷入高财务风险路径中,计算式焦虑视角下的投资观更适用于普通家庭投资者,而计算式焦虑与家庭财富构造的优化组合更能提升家庭幸福度。

The computational anxiety is the contradiction of“rational calculation and emotional emotion”,and there are four main ways by which computational anxiety can lead to family financial risk,in which the family happiness index formula can be expressed by the two factors of the value of the family wealth structure and the com-putational anxiety,and the family happiness is closely related to the family wealth structure and computational anxi-ety.The computational anxiety erodes both of the family wealth and the family stable operation,its existence makes families more likely to fall into the path of the high financial risk,the investment outlook from the perspective of the computational anxiety is more applicable to ordinary family investors while the optimization combination of the com-putational anxiety and the family wealth structure can better promote the family happiness.