中国与越南农业保险合作发展的路径探索

Exploring the Development Path of Agricultural Insurance Cooperation between China and Vietnam

中国与越南保险合作是建设面向东盟金融开放门户的重要内容之一,中越两国是山水相连、唇齿相依的好邻居,要共同推动中越命运共同体建设。双方可利用地缘相近、产业互补的优势在各领域开展务实、有效的农业保险合作。但是目前双方未形成成熟的金融合作发展格局和系统化的跨境农业保险体系。因此,文章基于RCEP和构建国内国外双循环新格局的大背景,研究分析中国与越南农业保险在制度政策、产品结构、开放环境三个方面的合作前景,从农业保险的结构与总量、政策制度、合作基础与潜力三个维度解析中国与越南农业保险合作发展的现实条件和制约因素。最后从政策、技术、市场、风险管理和合作区域五个方面提出双方农业保险合作发展的具体路径。

Insurance cooperation between China and Vietnam is one of the important contents of building an open financial portal for the Association of Southeast Asian Hations(ASEAN).China and Vietnam are good neighbors linked by mountains and rivers and closely linked by lips and teeth.We should jointly promote the construction of a community of shared future between China and Vietnam.The two sides can use the advantages of geographical proximity and industrial complementarity to carry out pragmatic and effective agricultural insurance cooperation in various fields.However,at present,the two sides have not formed a mature financial cooperation development pattern and a systematic cross-border agricultural insurance system.Therefore,based on the background of the Regional Comprehensive Economic Partnership(RCEP)and the construction of a new pattern of dual circulation at home and abroad,this paper studied and analyzed the prospects of cooperation between China and Vietnam's agricultural insurance in three aspects:institutional policies,industrial structures and open environment.From the three dimensions of the structure and total amount of agricultural insurance,policy system,cooperation foundation and potential,this paper analyzed the realistic conditions and constraints of the development of agricultural insurance cooperation between China and Vietnam.Finally,this paper put forward the specific path of the development of agricultural insurance cooperation between the two sides from five aspects:policy,technology,institutional market,risk management and cooperation area.