智能化预付式消费监管模式如何生成公共安全风险治理成效?——基于北京市石景山区“可信消费”的过程追踪

How to Generate Effectiveness in Public Security Risk Governance in Intelligent Regulatory Model for Prepaid Consumption?——A Process-Tracing Study Based on“Trusted Consumption”in Shijingshan District

作为大数据时代以来应对解决预付式消费监管问题的一项重要探索,智能化预付式消费监管模式已取得显著成效。然而,关于其如何生成公共安全风险治理成效的因果机制尚未被揭示。基于风险治理的分析视角,本文运用理论建构型过程追踪方法,对北京市石景山区预付式可信消费监管治理开展研究。研究发现:智能化预付式消费监管模式与公共安全风险治理成效间存在由“干预选择架构-合作共治-纠纷化解”三个部件持续作用互动所构成的因果机制,其中事前干预选择架构主要包括通过信用实体化实现风险提示与预警;事中合作共治主要包括党委政治势能与市场内生动能“双能驱动”部门协同与社会共治;事后纠纷化解主要包括技术赋能存证与险种兜底保障。这对于不断提升政法综治工作智能化水平、解决群众急难愁盼问题、维护社会稳定具有重要启示意义。

As an important exploration to address the problem of prepaid consumption regulation since the arrival of the era of big data,the intelligent regulatory model for prepaid consumption has achieved remarkable results.However,the causal mechanism of how it generates effectiveness in public security risk governance has not yet been revealed.In this paper,we use the theory-constructive process-tracing to study the regulation and governance of prepaid trusted consumption in Shijingshan District,Beijing,and find that there exists a causal mechanism between the intelligent prepaid consumption regulation model and the effectiveness of public security risk governance,consisting of the continuous interaction of three components,namely,"intervention choice structure,cooperative governance,and dispute resolution".Among them,the ex-ante intervention choice structure mainly includes risk alerts and warnings through credit materialization;the in-process cooperation and co-governance mainly includes the"dual-energy-driving"departmental coordination and social co-rule between the political potential of the Party committee and the internal energy of the market;and the post-event dispute resolution mainly includes the technological empowerment of the evidence and the guarantee of the insurance underwriting.This paper is an important revelation for continuously improving the intelligence level of political,legal,and comprehensive governance work,solving the urgent,difficult,and worrying problems for the general public and maintaining social stability.