数字普惠金融赋能物流业高质量发展对策研究

Research on the Countermeasures for the High-quality Development of the Logistics Industry Empowered by Digital Inclusive Finance

通过对物流业的发展现状进行分析,发现了产业分散、规模小、成本高效率低以及融资困境三大问题。同时,数字普惠金融作为一种新兴的金融模式,发现可以通过降低融资门槛和交易成本、提升信息透明度和风险管理能力、促进供应链金融发展以及推动物流技术创新应用等方式来解决这些问题,推动物流业实现高质量发展。

Through the analysis of the current development status of the logistics industry,this paper identifies issues such as industry dispersion,small scale,high costs,low efficiency,and financing difficulties.Meanwhile,as an emerging financial model,digital inclusive finance can address these problems by reducing financing barriers and transaction costs,enhancing information transparency and risk management capabilities,promoting supply chain finance development,and facilitating the application of logistics technology innovation.These efforts contribute to the achievement of high-quality development in the logistics industry.