金融科技与绿色金融的融合发展研究

Research on the integrated development of fintech and green finance

2023年12月召开的中央经济工作会议指出了绿色、低碳发展和数字经济与实体经济融合的重要性。近年来,金融科技的快速发展为绿色金融提供了新的工具和手段,同时也带来了监管和隐私安全挑战,成为金融领域的研究热点。文章在分析金融科技与绿色金融发展现状的基础上,依托实际案例,深入探究了金融科技对绿色金融的影响机制,并为金融科技促进绿色金融发展提出政策建议。旨在进一步促进金融科技与绿色金融的融合发展,为推动金融领域发展的绿色化、低碳化,实现经济高质量发展提供参考思路。

The Central Economic Work Conference in December 2023 emphasized the importance of green,low-carbon development and the integration of the digital economy with the real economy.The rapid development of financial technology(fintech)in recent years has provided new tools and means for green finance,while also presenting challenges in regulation and privacy security,making it a hot topic in financial research.Based on an analysis of the current development of fintech and green finance,and relying on actual cases,this paper delves into the impact mechanism of fintech on green finance and proposes policy recommendations for fintech to promote the development of green finance.The aim is to further promote the integrated development of fintech and green finance,providing a reference for promoting the greening and low-carbon development of the financial sector,and achieving high-quality economic development.