新质生产力的形成机制与金融政策优化

Mechanism of Forming New Quality Productive Forces and Optimization of Financial Policies

新质生产力代表了生产力发展的质的飞跃。回顾历史,每一次工业革命的技术成果都是当时的新质生产力,而金融政策在其中都扮演了极其关键的角色。本文主要研究了新质生产力的形成机制与金融政策的关系。通过梳理新质生产力提出背景,探讨金融政策调整空间促进新质生产力形成的逻辑,并在此基础上提出政策建议。具体而言,一是明晰商业性金融机构与政策性金融机构发展定位,二者互相补位,适度竞争,促使压力传导机制下新质生产力的长远稳定发展;二是优化商业性及政策性金融机构体系,提升金融服务深度与广度,促使利益驱动机制下的新质生产力高质量发展以及自由开放机制下的新质生产力行稳致远;三是立足中国商业性和政策性特殊金融体系基石,通过金融政策端发力促进新质生产关系的优化。

New quality productive forces represent a leap in the development of productivity.Looking back at history,the technological achievements of each industrial revolution were the results of new quality productive forces at that time,and the financial policies always played an important role.This paper focuses on the relationship between the financial policies and the mechanism of forming new quality productive forces.By sorting out the background of the concept of new quality productive forces,we figure out why the improvement of financial policies can enhance the formation of new quality productive forces,and make suggestions based on the research.Firstly,we clarify the role of commercial and policy financial institutions at first.These two kinds of financial systems complement each other and compete moderately to develop the new quality productive forces under the pressure transmission mechanism.Secondly,we focus on the optimization of commercial and policy financial institution system in order to activate the function of financial service market,and to promote the high-quality and steady development of new quality productive forces under the interest-driven mechanism and the free open mechanism.Thirdly,based on China's special cornerstone of commercial and policy financial system,we make suggestions on how to optimize of the new quality productivity relationship through financial policies.