养老保险待遇对民办养老机构服务定价的影响研究

A Study on the Impact of Pension Insurance Benefits on the Service Pricing of Private Elderly Care Institutions

利用2022年“安养帮”网络平台数据和2018年中国健康与养老追踪调查数据,研究城镇职工基本养老保险待遇提高对民办养老机构服务价格的影响。研究发现,城镇职工养老保险待遇每提高1%,民办机构养老服务最低价格和最高价格分别上升0.48%和0.36%。养老保险待遇提高,增加了城镇老年人养老机构服务需求,进而提升了养老服务价格。此外,养老保险待遇提高对大型、市辖中心区内和开业时间较短的民办养老机构服务价格的影响作用更大。推动养老服务体系改革,可通过制定民办养老机构服务价格指引、整合养老保险待遇与养老服务政策以及优化民办养老机构补贴机制,促进民办养老机构的可持续发展。

By making use of the data from“An-yang-bang”platform in 2022 and China Health and Retirement Longitudinal Study in 2018,this paper estimates the impact of the improvement of the basic pension benefits of urban workers on the prices of elderly care services of private institutions.The findings show that an average increase of 1%in the basic pension benefits of urban workers would result in an increase of 0.48%and 0.36%in the minimum and maximum prices of the elderly care services of the private institutions,respectively.The increase of the pension benefits would increase the demand for institutional care services for the elderly in urban areas,which in turn increases the price of private institutional care services.In addition,the increase of the pension benefits will have a greater impact on the prices of private institutions that are larger,located in central urban areas,and operating for a shorter time.The reform of the elderly care service system can be promoted by establishing pricing guidelines for private elderly care institutions,integrating pension insurance benefits with elderly care service policies,and optimizing subsidy mechanisms for private elderly care institutions,so as to facilitate the sustainable development of these institutions.