中小银行绩效管理体系建设现状及改进建议——以A银行为例

The Current Situation and Improvement Suggestions of Performance Management System Construction in Small and Medium-Sized Banks:Taking A Bank as an Example

文章回顾了商业银行绩效考核改革的变迁史,并以A银行为主要研究对象,分析其绩效考核体制中不利于业务发展的主要问题,结合国内先进商业银行的运营理念和公司绩效考核体制的研究结论,探索不同绩效体制的政策导向与激励效果,并推导适用于中小银行当前发展阶段的绩效考核体制。

This article reviews the historical changes of performance appraisal reform in commercial banks,and takes A Bank as the main research object to analyze the main problems in its performance appraisal system that are not conducive to business development.Combining with the operational concepts of advanced domestic commercial banks and the research conclusions of the company performance appraisal system,this article explores the policy guidance and incentive effects of different performance systems,and deduces the performance appraisal system suitable for the current development stage of small and medium-sized banks.