新发展格局下促进我国绿色科技金融发展的若干建议

Suggestions for promoting green science and technology finance in China under new development pattern

新发展格局对我国现有金融体系提出了双重挑战。为了迎接挑战,金融体系需要大力促进绿色科技金融的发展。而大力促进绿色科技金融的发展,既需要促进绿色科技金融的体系联动与数字化,也需要促进绿色科技金融的产品结构优化。要促进绿色科技金融的体系联动,就必须促进绿色科技的直接融资手段与间接融资手段之间的联动发展,以及绿色科技的金融市场与产业市场、产权市场之间的联动发展。要促进绿色科技金融的数字化,就必须完善金融科技基础设施、积极发展金融科技企业、不断培养金融科技人才等。要促进绿色科技金融的产品结构优化,就必须促进绿色研发投资的迅速发展(包括建立普通股权资本向绿色研发资本的转移机制、商业银行资金向绿色研发资本的转化机制、传统金融机构向绿色研发投资机构的转型机制等),以及促进绿色科技金融产品的持续创新(包括探索建立绿色科技金融可转换机制、开发推广绿色科技权益抵质押融资系列产品、开发推广绿色科技国际金融、设立绿色科技循环投资基金等)。

The new development pattern poses dual challenges to China’s existing financial system.In order to meet the challenges,the financial system needs to vigorously promote the development of green technology finance.To fulfill this,it is necessary to promote the system linkage and digitization of green technology finance,as well as to optimize the product structure of green technology finance.To promote the systematic linkage of green technology finance,it is necessary to promote the linkage development between direct and indirect financing methods of green technology,as well as the linkage development among the financial market of green technology,industrial market,and property market.To promote the digitization of green technology finance,it is necessary to improve financial technology infrastructure,actively develop financial technology enterprises,and continuously cultivate financial technology talents.To promote the optimization of the product structure of green technology finance,it is necessary to promote the rapid development of green R&D investment,including establishing a transfer mechanism from ordinary equity capital to green R&D capital,establishing a conversion mechanism from commercial bank funds to green R&D capital,and establishing a transformation mechanism from traditional financial institutions to green R&D investment institutions,and promote the continuous innovation of green technology financial products,including exploring the establishment of a convertible mechanism for green technology finance,exploring a series of green technology equity collateral financing products,exploring the development of green technology international finance,exploring the establishment of a green technology circular investment fund,etc.