火灾等级划分的损失标准分析研究

Analysis and research on loss standards for fire classification

为了研究当前火灾等级划分损失标准的合理区间,基于2007年标准修订时的发展水平,对国民生产总值和居民人均可支配收入变化情况、基于CPI的通货膨胀变化情况、历史火灾数据情况等进行对比分析;同时,引入“家庭承受损失上限”概念,通过计算火灾损失的“家庭承受损失上限”当量来衡量损失的严重程度,进而分析当前损失标准的调整范围。通过各推算方法间的对比,将火灾损失等级划分的界值控制在2900万元~3300万元、9958万元~1.5亿元、2.98亿元~3.30亿元。考虑到火灾损失的特点,结合分析测算结果及海上交通事故新修订的等级标准,建议将较大、重大、特别重大火灾事故等级的损失标准分别调整为3000万元、1亿元和3亿元。

In order to analyze and study the reasonable range of loss standards for current fire level classification,based on the development level when the standards were revised in 2007,comparative analysis was conducted by directly using changes in gross domestic product and per capita disposable income of residents,changes in inflation based on CPI,and historical fire data;In addition,the concept of“upper limit of household losses”is introduced,and the severity of losses is measured by calculating the equivalent of“upper limit of household losses”for fire losses,thereby analyzing the adjustment range of current loss standards.By comparing various calculation methods,the boundary values for the classification of fire damage levels were controlled at 29 million to 33 million yuan,99.58 million to 150 million yuan,and 298 million to 330 million yuan.Therefore,considering the characteristics of fire losses,combined with the analysis and calculation results and the newly revised level standards for maritime traffic accidents,it is recommended to adjust the loss standards for major,major,and particularly major fire accidents to 30 million yuan,100 million yuan,and 300 million yuan,respectively.