数字金融促进制造业企业高质量发展的研究

Research on Promoting the High-quality Development of Manufacturing Enterprises through Digital Finance

传统金融与新兴数字技术相结合的数字金融为制造业企业高质量发展提供了新动力。本文通过研究数字金融促进制造业企业高质量发展的机理,发现数字金融可以通过增加制造业企业经营绩效、推动制造业企业创新升级、引领制造业企业绿色发展作用于制造业企业高质量发展。然而,数字金融在实施过程中面临诸多挑战,存在风险难以控制、数字金融发展不够深入、信息不对称、金融产品缺乏创新以及制造业企业数字化转型程度较低等问题。为了推动数字金融更好地促进制造业企业高质量发展,需要建立完善的监管体系、促进数字金融深度发展、提高金融产品的创新、推动制造业企业数字化转型。

By blending traditional financial practices with emerging digital technologies,digital finance provides a new impetus for the high-quality development of manufacturing enterprises.This paper explores how digital finance drives the high-quality development of manufacturing enterprises,ultimately determining that digital finance can promote the high-quality development of manufacturing enterprises by improving their operational performance,encouraging innovation and upgrading,and guiding them towards green development.Nonetheless,challenges such as uncontrollable risks,insufficient development of digital finance,asymmetric information,lack of innovation in financial products,and inadequate digital transformation of manufacturing enterprises hinder the implementation of digital finance.To advance digital finance and propel the high-quality development of manufacturing enterprises,it is necessary to establish a perfect supervision system,promote the in-depth development of digital finance,improve the innovation of financial products and promote the digital transformation of manufacturing enterprises.