数字金融赋能工业高质量发展的路径及对策研究

Research on the Path and Countermeasures of Digital Finance Enabling High-Quality Development of Industry

随着数字经济高速发展,我国数字金融与工业经济融合发展还面临工业企业数字化基础薄弱、数据利用不足、金融产品设计不当等问题。基于此,以数字金融赋能工业高质量发展为例,提出实施工业数字化转型计划、构建开放式数据平台、创新金融产品设计、完善监管机制等解决路径,以期为数字金融更好地服务实体经济提供参考。

With the rapid development of the digital economy,the integration and development of China's digital finance and industrial economy is still facing problems such as the weak digital foundation of industrial enterprises,insufficient use of data,and improper design of financial products.Based on this.Taking the high-quality development of digital finance enabling industry as an example,this paper puts forward solutions such as implementing industrial digital transformation plan,building open data platform,innovating financial product design,and improving regulatory mechanism,in order to provide reference for digital finance to better serve the real economy.