加快发展科技金融:进展、问题与对策建议

Development of Scientific and Technological Finance:Progress,Problems,and Countermeasures

金融功能与科技创新需求高度契合,加快发展科技金融是实现创新驱动发展、建设金融强国的必然要求,也是推动产业链创新链资金链人才链深度融合、优化创新资源配置的重要手段。当前,我国科技金融发展取得明显成效,科技金融产品供给规模不断扩大、类型日益丰富,科技金融服务能力明显增强、开放水平稳步提升,但金融支持科技创新的力度、质量、机制和政策等仍有待提升和完善。建议围绕产业链创新链优化金融布局,引导金融资源向重点领域集聚,增强金融服务创新体系效能,发挥好银行、创投市场、股票市场、债券市场、保险在科技创新中的积极作用,加快构建高质量科技金融体系。

The financial function is highly compatible with the demands of scientific and technological innovation.Developing scientific and technological finance is an essential requirement of China for achieving innovation-driven development and building up the strength in finance.It is also an important means to promote the deep integration of industrial chain,innovation chain,capital chain,talent chain and optimize the allocation of innovation resources.China has achieved significant progress in the development of scientific and technological finance,with expanding supply and increasingly diverse types of products,enhanced service capacity,and improved level of opening.However,the strength,quality,mechanism,and policies of financial support for scientific and technological innovation remain to be improved.It is suggested that measures should be taken to optimize the financial layout centering on the innovation chain and industrial chain,guide the allocation of financial resources in key areas,enhance the efficiency of the financial service innovation system,and give full play to the positive roles of banks,venture capital market,stock market,bond market,and insurance in supporting scientific and technological innovation,thus building a high-quality scientific and technological finance system.