数字金融对就业水平的影响--兼论碳排放水平的调节作用

The Impact of Digital Finance on Employment--The Regulation Effect of Carbon Emission are also Discussed

本文基于2011—2021年中国31个省份面板数据,通过不同计量模型系统考察了数字金融对地区就业的影响效果、异质性特征及作用机制。研究发现:数字金融可以从覆盖广度和使用深度两个分维度提升就业水平;在中国四大区域中,数字金融对东部、中部和东北地区的就业水平促进效果显著为正,对西部地区影响效果不显著;数字金融对第一产业的就业水平具有显著的负向作用,对第二产业的就业水平具有显著的正向影响,对第三产业就业水平影响不显著;数字金融对地区就业水平的促进作用存在“马太效应”,进一步扩大了就业水平的地区差距。在低碳转型的背景下,从整体来看,碳排放水平在两者中的调节作用并不显著,但碳排放水平在数字金融对第三产业的影响中存在负向调节作用,且该调节作用存在双重门槛,随着碳排放量增加,数字金融对地区第三产业就业水平的促进作用逐步减弱。以上研究结论可为准确把握数字金融带来的经济转型机遇、制定碳排放政策、缓解地区就业压力提供有益启示。

Based on the panel data of 31 provinces in China from 2011 to 2021,this paper systematically examines the impact,heterogeneity and mechanism of digital finance on local employment through different econometric models.The results show that digital finance can improve the employment level from two sub-dimensions:coverage breadth and use depth,and the contribution of digital degree is positive but not significant;Among the four major regions in China,digital finance has a significantly positive effect on the employment level in the east,middle and northeast regions,while the influence coefficient is small and not significant in the west.Digital finance has a significant negative effect on the employment level of the primary industry,a significant positive impact on the employment level of the secondary industry,and no significant impact on the employment level of the tertiary industry.In addition,digital finance has a Matthew effect on the promotion of local employment level,and the promotion effect on areas with higher local employment level is greater than that of areas with lower employment level,which further expands the regional gap in employment level.In the context of low-carbon transformation and development,carbon emission level does not play a significant role in the regulation of the two,but carbon emission level has a negative regulatory effect on the impact of digital finance on the tertiary industry,and the regulatory effect has a double threshold.With the increase of carbon emission,the promotion effect of digital finance on the employment level of local tertiary industry is gradually weakened.The research conclusions provide useful enlightenment for accurately grasping the economic transformation opportunities brought by digital finance,promoting regional low-carbon development,and alleviating regional employment pressure.