基于汽车智能座舱的无感支付方案研究

Research on Non-inductive Payment Scheme Based on Automobile intelligent Cockpit

无感支付是在移动互联网时代新兴起来的一种支付方式,通常采用车牌识别或者RFID方式来实现用户车辆身份认证,进而完成支付业务。文章提出一种基于智能座舱和车联网的无感支付方案,通过VIN绑定车辆信息,通过GPS完成车辆的实时定位,进而结合业务场景终端来决策车辆的出行服务行为,最终完成无感支付流程。通过系统架构设计、核心业务流程及逻辑设计,为基于智能座舱和车联网的无感支付系统建设提供指导方向。

Non-Inductive payment is an emerging payment method in the era of mobile Internet,which usually uses license plate recognition or RFID to achieve user vehicle identity authentication,and then complete the payment business.This article proposes a contactless payment scheme based on intelligent cockpit and vehicle networking,which binds vehicle information through VIN,completes real-time vehicle positioning through GPS,and then combines business scenario terminals to make decisions on vehicle travel service behavior,ultimately completing the non-inductive payment process.This article provides guidance for the construction of a non-inductive payment system based on intelligent cockpit and vehicle networking through system architecture design,core business processes,and logic design.