养老保险参保行为对养老责任认知的影响研究——基于CGSS2021数据的实证分析

Study on the Influence of Pension Insurance Participation Behavior on the Cognition of Pension Responsibility An Empirical Analysis Based on CGSS2021 Data

本研究基于2021年中国综合社会调查数据,构建无序多分类logistic回归模型,对养老保险参保行为与养老责任认知之间的关联情况进行深入探讨。研究发现,养老保险参保行为显著促进了养老责任认知的转变,使得老年人能够更好地享受养老保障制度红利,而非单一依赖子女的经济支持,这种转变是社会养老保障体系不断完善及老年人养老观念现代化的体现。为更好地提升老年人生活质量,满足其养老需求,本文提出加大养老保险宣传力度、提高养老保险保障水平,以及推动政府、老人、子女三方合力共担养老责任,建立更加多样的养老服务体系等建议。

This study utilizes the 2021 Chinese General Social Survey data to construct an multinomial logistic regression,aiming to investigate the relationship between participation in endowment insurance and the cognitive perception of elderly care responsibility.The findings indicate that participating in endowment insurance significantly facilitates a shift in elderly care responsibility cognition,enabling seniors to better enjoy institutionalized support systems for eldercare rather than relying solely on their children’s financial assistance.This transformation reflects the ongoing enhancement of social eldercare systems and the modernization of elderly care attitudes.To enhance the quality of life for seniors and address their caregiving needs,this paper recommends increasing public awareness about endowment insurance,enhancing its coverage level,fostering collaborative efforts among government agencies,elders,and their children,as well as establishing a more diverse range of eldercare services.