计量信用风险分级管理探析

Analysis of Quantitative Credit Risk Grading Management

为了更好地促进信用体系的建立和计量领域的监管,必须建立一个长期有效的监管机制,提高监管的及时性、准确性和有效性。因此,亟须获得具有行业特色的计量信用风险分级管理方法。实施有效的计量信用风险分级管理过程中,应加强对计量信用风险重要性的宣传,确保风险得到及时处理,并加强对相关数据的统一管控,建立有效的计量信用风险分级体系。

In order to better promote the establishment of the credit system and the supervision in the field of measurement,it is necessary to establish a long-term and effective supervision mechanism to improve the timeliness,accuracy and effectiveness of supervision.Therefore,it is necessary to study a hierarchical management method of measuring credit risk with industry characteristics.In the course of implementing effective hierarchical management of metered credit risk,publicity on the importance of metered credit risk shall be strengthened,ensuring that risks are promptly addressed,and unified management and control of relevant data shall be strengthened,establishing an effective system for grading metered credit risk.