数字金融、人才结构升级与企业内部收入差距

DIGITAL FINANCE,TALENT STRUCTURE UPGRADING AND INTERNAL INCOME GAP OF ENTERPRISES

数字金融的发展对企业内部收入差距具有重要影响。基于2011—2022年沪深A股上市公司数据,探讨了数字金融对企业内部收入差距的作用及其影响机制。研究发现,数字金融对企业内部收入差距存在显著的促进作用,且该结论在经过一系列稳健性检验后依然成立;机制研究表明,人才结构升级在数字金融对企业内部收入差距的影响中发挥了调节作用;数字金融覆盖广度、数字金融使用深度、普惠金融数字化程度3个分维度对企业内部收入差距也均呈现了显著的促进作用;数字金融对企业内部收入差距的促进作用在中西部地区、行业竞争程度较小、规模较大的企业和高科技企业中更显著。研究结论为正确认识数字金融对微观企业的影响、优化企业人才结构和缩小企业内部收入差距,提供了经验证据和政策启示。

The development of digital finance has a significant impact on the internal income gap of enterprises.Based on the data of A-share listed companies in Shanghai and Shenzhen from 2011 to 2022,we explore the impact mechanism of digital finance on the internal income gap of enterprises.We found that the development of digital finance had a significant promoting effect on the internal income gap of enterprises,and this conclusion was robust.The mechanism tests had shown that the talent structure upgrading played a moderating role in the impact of digital finance on the internal income gap of enterprises.Furthermore,the coverage breadth,depth,digitization degree of digital finance had reduced the internal income gap of enterprises.The promotion effect of digital finance on the internal income gap of enterprises was more significant in the central and western regions,industry with less competition and larger-scale enterprises,and high-tech enterprises.The conclusion provides the empirical evidence and policy inspiration for the correct understanding the impact of digital finance development on micro enterprises,optimizing the talent structure of enterprises,and narrowing the internal income gap of enterprises.