数字普惠金融、农业现代化与农民农村共同富裕

Digital Inclusive Finance,Agricultural Modernization and Common Prosperity of Farmers and Rural Areas

文章选取2008—2021年我国31个省份的面板数据,实证检验了数字普惠金融、农业现代化、农民农村共同富裕三者间的内在关联。结果表明:数字普惠金融可促进农民农村共同富裕,且数字普惠金融对东北、西部地区农民农村共同富裕促进作用更为显著。中介效应检验结果表明,农业现代化在数字普惠金融影响农民农村共同富裕中发挥正向中介作用。推进数字普惠金融下乡、构建现代化农业经营体系、制定差异化发展战略,是赋能农业现代化发展、农民农村共同富裕提供经验借鉴的实践路径。

This paper selects the panel data of 31 provinces from 2008 to 2021 to empirically test the intrinsic correlation between digital inclusive finance,agricultural modernization,and common prosperity of farmers and rural areas.The results are as following:Digital inclusive finance can promote the common prosperity of farmers and rural areas,and the role of digital inclusive finance in promoting the common prosperity of farmers and rural areas in the northeast and western regions is more significant.The mediation effect test finds that agricultural modernization plays a positive mediating role in the impact of digital inclusive finance on the common prosperity of farmers and rural areas.Promoting digital inclusive finance to the countryside,building a modern agricultural management system,and formulating differentiated development strategies are practical paths to enable the modernization of agriculture and provide experience reference for the common prosperity of farmers and rural areas.