数字普惠金融赋能河北省民族地区特色产业结构升级的影响研究

Digital Inclusive Finance Empowering the Structural Upgrading of Distinctive Industries in Minority Regions of Hebei Province

随着我国经济进入高质量发展阶段,产业结构的优化升级成为推动经济发展的关键因素。本文选取河北省民族地区作为研究对象,构建特色产业结构升级指数,运用固定效应模型,实证分析了数字普惠金融对河北省民族地区特色产业结构升级的影响效应,数字普惠金融覆盖广度层面、使用深度层面和使用程度层面分别提出了数字普惠金融助力河北省民族地区特色产业结构升级的相应政策建议。

With China's economy entering into a stage of high-quality develop-ment,the optimization and upgrading of industrial structure play an increasingly crucial role in promoting economic development.Taking minority regions in Hebei province as the research object,this paper sets up index for the structural upgrading of distinctive industries.A fixed effect model is adopted to analyze the impact of digital inclusive finance on the upgrading in minority regions of Hebei province.Policy suggestions are put forward on how the former facilitates the latter in terms of cover area,implementation depth and application degree of the former.