数字普惠金融对经济内循环的影响——来自跨国的经验证据

On the Impact of Digital Inclusive Finance on Economic Internal Circulation Based on the International Empirical Evidence

基于世界投入产出表,论文测算了各个国家的经济内循环的程度,并实证研究了各个国家数字普惠金融对经济内循环的影响。实证研究表明,数字普惠金融会促进经济内循环的程度,即一国数字普惠金融的发展水平越高,该国经济内循环程度也会越高。进而将世界各国划分为高发展阶段国家和低发展阶段国家后发现,相较于发展阶段较高的国家,在发展阶段较低的国家,数字普惠金融更加会促进经济内循环的程度。论文的研究不仅深化了对数字普惠金融的既有认识,还为我国畅通经济内循环、助力经济高质量发展提供了经验支持。

Based on the World Input-Output Tables,the paper calculates the degree of internal circulation of each country and empirically studies the impact of digital inclusive finance(DIF)on internal circulation.Empirical evidence shows that DIF promotes the internal circulation;namely,the higher the level of DIF development in a country,the greater the degree of internal circulation.Furthermore,after classifying countries into highly developed countries and under-developed ones,it was found that compared to highly developed countries,DIF has a greater effect on promoting the economic internal circulation in under-developed ones.The research not only deepens current understanding of DIF,but also provides empirical support for facilitating economic internal circulation and promoting high-quality development in China.