数字经济背景下产业金融数字化转型战略研究

Research on the Digital Transformation Strategy of Industrial Finance under the Background of Digital Economy

数字经济时代下,产业金融机构面临新的发展机遇。数字化转型作为产业金融机构在数字经济时代下可持续发展的必然,通过促进产业金融机构数字化转型与升级,有效促进产业金融机构实现业务自动化、智能化及高效化。因此,文章对数字经济背景下产业金融数字化转型战略研究进行讨论,对数字经济、产业金融的概念进行分析后,论述了数字经济背景下产业金融数字化转型面临的机遇及意义,而后提出数字经济背景下产业金融数字化转型发展的对策。通过构建公共性产业数字化金融协作平台,积极转变产业金融业务思路和服务方式,进一步推进数字技术嵌入产业金融业务,通过打造赋能体系,提升产业数字化基础,加快融合金融科技,提升银行数字化水平,构建开放格局,提升生态数字化水平。

In the era of digital economy,industrial financial institutions face new development opportunities.As an inevitable way for the sustainable development of industrial financial institutions in the era of digital economy,digital transformation and upgrading can effectively facilitate them to realize business automation,intelligence and efficiency.In this regard,the paper discusses the research on the digital transformation strategy of industrial finance under the background of digital economy,analyzes the concepts of digital economy and industrial finance,examines the opportunities and significance of the digital transformation of industrial finance under the background of digital economy,and then puts forward measures for the digital transformation and development of industrial finance under the background of digital economy.By building a public financial cooperation platform for industrial digitalization,institutions should actively change the industrial financial business ideas and service methods,and further promote the embedding of digital technology into industrial financial business.They should consolidate the foundation for industrial digitalization by creating an enabling system,accelerate the integration of financial technology,enhance the digital level of banks,build an open pattern,and improve the level of ecological digitalization.