设施越冬番茄寒冻害天气指数保险设计研究

Research on the Design of Cold and Freezing Damage Weather Index Insurance for Greenhouse Overwintering Solanum lycopersicum

随着气候变化加剧,寒冻害已成为影响福州地区设施越冬番茄生产的主要气象灾害之一。以设施蔬菜番茄为例,设计了一种基于天气指数的保险产品,以转移农业生产中的寒冻害风险,降低农民的经济损失。

With the intensification of climate change,cold damage has become one of the main meteorological disasters affecting the production of overwintering Solanum lycopersicum in Fuzhou area.Taking facility Solanum lycopersicum as an example,an insurance product based on weather index was designed to transfer the risk of freezing damage in agricultural production and reduce the economic loss of farmers.