数字普惠金融对农业经济韧性的空间溢出及门槛效应——以长江中下游地级市为例

Spatial spillovers and threshold effects of digital financial inclusion on the agricultural economic resilience:A case study of prefecture-level cities in the middle and lower reaches of the Yangtze River

为探究数字普惠金融对农业经济韧性的影响特征,基于2011—2022年长江中下游地区地级市的面板数据,采用面板空间、面板门槛模型考察数字普惠金融对农业经济韧性的空间溢出与门槛效应。研究发现:数字普惠金融对农业经济韧性存在促进效应;数字普惠金融对农业经济韧性存在正向的空间溢出效应,农业技术创新是其间的重要作用途径;随着数字普惠金融水平的提升,其对农业经济韧性的促进效应呈现双重门槛特征;数字普惠金融对农业经济韧性的影响存在区域异质性,其中,对高韧性水平与长江下游地区农业经济韧性的促进效应更显著。

The purpose of this study is to explore the characteristics of the impact of digital financial inclusion on agricultural economic resilience.Based on the panel data of prefecture-level cities in the middle and lower reaches of the Yangtze River from 2011 to 2022,the panel spatial model and panel threshold model are used to investigate the spatial spillover and threshold effects of digital financial inclusion on agricultural economic resilience.The results show that:There is a promotion effect of digital financial inclusion on the agricultural economic resilience;There is a positive spatial spillover effect of digital financial inclusion on the agricultural economic resilience,and the agricultural technological innovation is an important pathway of action in between;With the improvement of the level of the digital financial inclusion,its promotion effect on the agricultural economic resilience presents a double threshold feature;There is regional heterogeneity in the impact of digital financial inclusion on agricultural economic resilience,in which the promotion effect on high resilience level areas and the lower reaches of the Yangtze River is more significant.