农村金融助力乡村振兴研究——以浙江省丽水市青田县方山乡为例

Research on Rural Finance Assisting Rural Revitalization——Taking Fangshan Town,Qingtian County,Lishui City,Zhejiang Province as an Example

农村金融服务面临多重问题,包括服务网络不足、金融产品单一、小额贷款流程复杂、普惠型产品匮乏和农村金融知识普及不足等。对此,应扩大金融服务网络,提供多元化产品,简化小额贷款流程,设立普惠金融扶持基金,以及加强金融知识宣传。这些措施旨在实现农村金融的全面覆盖,满足农民多样化需求,提高金融服务效率,促进农村经济社会的可持续发展。通过金融支持和乡村振兴的共生共荣,可以实现农村金融与乡村振兴的良性互动。

Rural financial services are faced with multiple problems,including insufficient service net-work,single financial products,complex process of small loans,lack of inclusive products and lack of pop-ularization of rural financial knowledge.In this regard,we should expand the financial service network,pro-vide diversified products,simplify the process of small loans,set up an inclusive financial support fund,and strengthen the publicity of financial knowledge.These measures aim to achieve the comprehensive cov-erage of rural finance,meet the diverse needs of farmers,improve the efficiency of financial services,and promote the sustainable development of rural economy and society.Through the symbiosis and co-prosper-ity of financial support and rural revitalization,the benign interaction between rural finance and rural revi-talization can be realized.