数字普惠金融对生态旅游发展水平的影响

The impact of digital inclusive finance on the development level of ecotourism

基于2011—2021年我国除西藏、香港地区、澳门地区、台湾地区外其余30个省(自治区、直辖市)的面板数据,采用固定效应模型实证研究数字普惠金融总指数及其覆盖广度、使用深度和数字化程度对地区生态旅游发展水平的具体影响机制.研究结果表明,数字普惠金融发展水平与地区生态旅游发展水平均有待提高;数字普惠金融显著提升了地区生态旅游发展水平,这一结果在进行稳健性检验后依旧成立;数字普惠金融对地区生态旅游发展水平的影响存在地区异质性.

Based on the panel data of 30 provinces(autonomous regions and municipalities directly under the central government)in China except Xizang,Hong Kong,Macao and Taiwan from 2011 to 2021,a fixed-effects model was used to empirically investigate the specific impact mechanisms of the total digital inclusive finance index and its breadth of coverage,depth of use and degree of digitisation on the level of regional ecotourism development.The results show that the development level of digital inclusive finance and the development level of regional ecotourism need to be improved.Digital inclusive finance has significantly improved the level of regional ecotourism development,and this result is still valid after the robustness test.There is regional heterogeneity in the impact of digital inclusive finance on the development level of regional ecotourism.