摘要
贷款使用期限是农民工在通过住房公积金获得贷款支持购房时需要考虑的重要因素。贷款使用期限通常由贷款金额、借款人的还款能力以及贷款利率和还款方式等因素决定。借款人应根据实际情况和还款能力选择适合的贷款使用期限,以确保贷款的顺利偿还。
The term of the loan is an important factor that migrant workers need to consider when obtaining loans to support their house purchases through the housing provident fund.The term of a loan is usually determined by factors such as the amount of the loan,the borrower's ability to repay,and the interest rate and repayment method of the loan.The borrower should choose the appropriate loan tenure according to the actual situation and repayment ability to ensure the smooth repayment of the loan.
作者
王宇
Wang Yu(Guangdong University of Finance&Economics,Guangdong Guangzhou 510320,China)
关键词
贷款使用期限
农民工
住房公积金
还款能力
贷款金额
loan tenure
migrant workers
Housing Provident Fund
ability to repay
Loan amount