乡村振兴背景下数字金融创新对农村经济发展的影响

The influence of digital financial innovation on rural economic development under the background of rural revitalization

利用固定效应模型和GMM模型,重点分析了数字金融创新对农村经济发展的影响。结果表明,数字金融创新与农村经济发展水平正相关,即数字金融可有效推动农村经济发展。数字金融的普及率与便利化程度越高,对农村经济发展水平的促进作用越强。此外,数字金融对农村经济的推动作用存在区域差异,东部地区最弱,西部地区居中,中部地区最强。

Using the fixed effect model and GMM model,the influence of digital financial innovation on rural economic development was mainly analyzed.The results showed that digital financial innovation was positively related to the level of rural economic develop-ment,that was,digital finance could effectively promote rural economic development.The higher the popularity and convenience of digital finance,the stronger the promotion of rural economic development level.In addition,there were regional differences in the role of digital finance in promoting rural economy,with the eastern region being the weakest,the western region being the middle and the central region being the strongest.