基于共同富裕的养老保障体系优化

Optimizing the Pension Security System Based on Common Prosperity

养老保障是惠及面最广、所需资金量最大、社会关注度最高的一类社会保障项目。有效的养老保障体系有益于社会财富增加,有益于社会发展成果共享,也有益于人的全面发展,因而有益于共同富裕。改革开放以来,我国的养老保障体系建设取得了伟大成就,但与扎实推进共同富裕的要求还有差距,现行养老保障体系难以满足老年人需求,对宏观经济增长和收入分配改善的贡献不足。因此,需要持续深化改革,增强养老保障制度的反贫困功能、收入再分配功能和对经济社会发展的适应性,优化养老保障体系结构,改进基本养老保障制度设计,创新养老保障运行机制,建设更加公平、更可持续、更有效率的养老保障体系,为实现共同富裕作出应有的积极贡献。

Pension security is the most widely inclusive,the most capital-intensive,and the most socially focused type of social security program.An effective pension security system contributes to the increase of social wealth,the sharing of social development achievements,and the comprehensive development of individuals,thereby promoting common prosperity.Since the reform and opening up,China’s pension security system has made remarkable achievements,but there remains a gap between its current state and the requirements for solidly advancing common prosperity.The existing pension system struggles to meet the needs of the elderly and its contribution to macroeconomic growth and income distribution improvements is insufficient.Therefore,it is necessary to continue deepening reforms,enhance the antipoverty function of the pension system,improve its income redistribution capabilities,and strengthen its adaptability to economic and social development.By optimizing the structure of the pension security system,improving the design of basic pension schemes,and innovating the operational mechanisms of pension security,we can build a fairer,more sustainable,and more efficient pension system that makes a positive and active contribution to the realization of common prosperity.