共同富裕背景下“专精特新”中小企业全生命周期金融服务模式研究

The Study of the Financial Service Mode for the Entire Life Cycle of Small and Medium Enterprises That Specialize in Niche Sectors Under the Background of Common Prosperity

本文旨在立足共同富裕,通过分析“专精特新”中小企业的发展现状和存在问题,在研究现有“专精特新”中小企业金融服务模式及做法的基础上,分析全生命周期金融服务助力“专精特新”中小企业发展的路径和模式。本文认为,金融机构可以针对“专精特新”中小企业全生命周期提供分阶段服务、打造企业全生命周期的综合金融服务、疏通“专精特新”企业上市路径。此外,还可以发挥政府政策引导作用,引导社会资本支持“专精特新”中小企业发展。

In the spirit of common prosperity,the purpose of this paper is to explore and identify financial service institutions'various methodologies to better service SMEs SNS throughout their entire lifecycle by analyzing the current development status,problems,and challenges faced by SMEs SNS.This article thinks financial institutions are able to provide phased services for the entire life cycle of SMEs SNS,by creating comprehensive financial services modes,and easing the path of public listing.Additionally,this article suggests that the government policy is also important in attracting social capital to support the development of SMEs SNS.