安徽自贸区建设中保险业发展路径探析——基于上海自贸区保险业发展的经验

Exploring the Development Path of Insurance Industry in the Construction of Anhui Free Trade Zone:Based on the Experience of Insurance Industry Development in Shanghai Free Trade Zone

保险业在自贸区建设中扮演着关键角色,安徽自贸区的设立为保险业带来了发展机遇,同时也面临挑战。着重分析自贸区建设为安徽保险业带来的三大机遇,以及保险公信力不高和保险从业人员素质参差不齐等挑战。借鉴上海自贸区保险业发展的经验,提出对策建议,包括深化对外开放、推动保险业与实体经济深度融合、提高保险行业公信力、培养专业人才、提高全民保险意识,以及将保险与大数据技术结合。最后得出结论:安徽保险业应抓住自贸区建设的机遇,通过制度创新、人才培养、技术应用等多方面的努力,提升服务质量,增强市场竞争力,实现保险业的健康发展,并为社会稳定和经济发展作出贡献。

The insurance industry plays a key role in the construction of the free trade zone.The establishment of Anhui Free Trade Zone has brought both developmental opportunities and challenges for the insurance industry.The three major opportunities brought by the construction of free trade zone for Anhui insurance industry,as well as challenges such as low insurance credibility and uneven quality of insurance practitioners are analyzed in this paper.Drawing on the experience of the development of the insurance industry in Shanghai Free Trade Zone,this paper puts forward countermeasures and suggestions,including deepening opening-up,promoting the deep integration of the insurance industry with the real economy,improving the credibility of the insurance industry,training professio-nals,raising the awareness of the whole people′s insurance,and combining insurance with big data technology.Finally,the conclusion is drawn that Anhui insurance industry should seize the opportunity of the free trade zone construction,improve service quality and enhance market competitiveness through institutional innovation,personnel training,technology application and other aspects of efforts to achieve the healthy development of the insurance industry,and contribute to social stability and economic development.